How do Shop Pay Installments work?
Think of Shop Pay as Shopify's native 'wallet' - it works similar to Apple Pay and Google Pay. If you have a store account created within the Blue Diamond website, Shop Pay can be set to remember your shipping address, key contact info, and preferred method of payment.
Shop Pay Installments takes this one step further, by also allowing customers to place a large order, get it now, yet pay over time.
For orders over $50*, select installments at checkout to split your purchase into 4 interest-free payments. That means ZERO fees!
*Please note, orders must total $50 or more after discounts/coupons, taxes and shipping are applied.
Does using Shop Pay Installments impact my credit score?
Checking eligibility for Shop Pay has no impact to credit.
If you choose to pay for your order in monthly payments, and fail to make payments on time, then your credit score might be affected. Only monthly payment options might impact a customer's credit score, in addition to failed payment.
What if I have questions about Shop Pay, who do I contact?
If you have questions about your installments, making a payment, or managing your Shop Pay account, please visit: https://shoppay.affirm.com/help/s/
If you have general questions about Shop Pay or the Shop app, please visit: https://help.shop.app/hc/en-us/categories/360006184691-Shop-Pay-Installments-
Please note that Blue Diamond and our dedicated Customer Service team cannot access or modify your Shop Pay account or installment plan. You must visit the links above and contact Shop Pay directly.
What happens if I am refunded for an order that uses Shop Pay?
If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:
If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method.
Please note that if you request a refund for an order that you have already made monthly payments for, then your paid interest isn't refunded. Interest is the cost of borrowing, and isn't refundable. For more details, please visit: https://shoppay.affirm.com/help/s/
Which payment methods are accepted?
Shop Pay Installments is available for purchases made using a credit and debit card. Capital One cards aren't accepted.
Customers that choose a monthly payment option can only pay with a debit card.